How to check if the Land Title is Authentic or Fake
Despite a strong regulation, there are still a lot of cases reported of people being scammed on fake land titles. So just to make you aware and not to fall unto these scams, here is a quick guide on how to identify authentic land titles from fake land titles.
Physical Qualities
- It has a faint watermark that says LRA
- Tiny fibers and dots should be noticeable
- The texture is similar to that of a bank check
- If you could use a UV light, these fibers should fluoresce or shine slightly when subjected to UV light
- If it’s an old title (before the newer e-Titles being used today), the color of the paper is light yellow
- If it’s an e-Title, the color should be pale straw
Contents
- If it’s an Original Certificate of Title (OCT), it should indicate “Judicial Form No. 108-D” at the top.
- If it’s a Transfer Certificate of Title (TCT), it should indicate “Judicial Form No. 109-D“
- The serial number label (SN No.) should be in red color, while the digits should be in black for the owner’s duplicate.
- The last two digits of the page number in the upper right hand side should correspond to the last two digits of the TCT number.
- The red/blue border should be slightly embossed and not flatly printed.
- For e-Titles, all entries should be computer encoded and printed, unlike the old versions which were manually type-written
- The seal on the lower left hand side should be dark red and does not blot when a litle water check is done.
- Signatures: for Judicial OCT, it should have 2 signatures present – the Administrator and the Registrar; while for TCT, only the signature of the Registrar is present. For Administrative Titles: one signature from a PENRO or CENRO officer and another from the registrar.
Final Thoughts
To be a 100% sure that it is authentic, you must verify it with the LRA and the Registry of Deeds. The guide above is just your initial test to identify its authenticity.